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    6/11/2006

    婚姻合约(金融衍生工具版) (转载)

    【指腹为婚--远期合约】相似点:both are obligations in spite of future uncertainty. 华夏古已有之,以信用为担保,无绝嗣之风险,然而可怜腹中之物从小便丧失了做和尚尼姑的权利。被老美《中国人权状况》列为不尊重人权的最早的铁证。

     

    【试婚--期权】相似点:必须有人乐意承担风险;执行与否视情况而定。 婚前同居的合理化名称,西风东渐的产物,为许多都市新人类极力倡导。据说可以降低离婚率,存疑。

     

    【一夜情--隔夜回购协议】相似点:隔夜就wave,互不纠缠。 Yahoo载:《13岁女孩竟有八次一夜情 新司法解释难住了法官》,于是笔者越发钦佩新新人类之生猛;感慨我辈老矣,竟如沉舟病树,殊不知千帆已过,万木方春。

     

    【换妻:互换(swap) 】相似点:换利不换本,互惠互利,各取所需。 世风日下,传说近来某些年轻人中亦过起此类禽兽生活。可骇可叹。女性主义者称之为“换夫”。

     

    【将未婚先孕的女子急急嫁出--出售不良资产】 【媒婆--投资银行】相似点:面临严重的利益冲突,导致一桩桩最终破败的交易。 关于媒婆的利益冲突大可仿照徐信忠教授《投行利益冲突》进行分析,此不赘言。另外,婚介所实为规模经营的媒婆。

     

    【未来女婿给未来老丈人大献殷勤--路演(road show)】

     

    【一夫多妻--mutual fund】相似点:可以分散娶妻不慎的风险,但要求有复杂的制度保障。 北大人类学所蔡华教授正确地指出,欲望原理导致人有两种欲求:独占和多伴侣。配偶制无以满足多伴侣欲望,纳人走访婚制无以满足独占欲望。而一夫多妻使得中国男人成为同时实现了独占和多伴侣的典范。

     

    【童养媳】关于童养媳的讨论庞杂,尚无定论;一般认为与以下金融工具有相似点: 期权、贴息债券、零利息债券、甚至互换。

     

    来源:http://www.cnobel.com/ReadNews.asp?NewsID=833

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